Frequently Asked Questions

How much are the lots?

See the prices page for a complete list of the price, size, and availability of each lot

Are you owner financing the lots?

We are not owner financing but can connect you with a variety of lenders our customers have used in the past

Which lenders do you use?

We will work with any lender but most of our customers have used RBFCU, First National Bank of Bastrop, and Texas Rural Capital for lot financing, and Vanderbilt Mortgage or 21st Century for Land Home packages (for mobile home with lot purchases)

What are the requirements to qualify? Do I need good credit?

That depends on the individual lender, but good credit isn't always necessary and ITIN numbers are welcome with the above lenders.

How much is the down payment?

That also depends on the lender. We recommend applying with at least three lenders to compare terms.

Can you have a mobile home on the property? Are single wides allowed? What about tiny homes?

Yes! Mobile Homes, single wides, and tiny homes are welcome, but they must be 2010 or newer

Can you have two homes on the property?

Yes you can have two homes but they will need to be the same owner (i.e. guest house) if site built as each plat cannot be further subdivided, or one (or both) can be mobile homes.

Are farm animals allowed?

No large farm animals are allowed but chickens are fine (no roosters) and we are currently amending the CC&R's to allow for sheep and goats. 

For a full list of restrictions, download our Covenants, Conditions, and Restrictions PDF here

Is there an HOA?

Yes, the HOA will provide for and maintain a community recreation area as well as enforce basic community standards (no trash/junk/scrap metal in the front yard, broken glass, graffiti, broken vehicles, exotic animals/large farm animals etc.)

We are anticipating the HOA fees to be $100 annually

What improvements are included?

There is water and electricity running to each lot, but each buyer must contact Aqua Water and Bluebonnet Electric to purchase their meters. Septics are usually financed in the home loan

Video con nuestros amiga Estefania de Oakwood Homes



Opciones para financiar terrenos sin casa:
(Con seguro o numero ITIN)

Financiamiento en paquete de casa y terreno:

*casa y lote juntos

(Con seguro o numero ITIN)

En colaboración con:

-Palm Harbor Homes (Austin, Buda)

-Titan Factory Direct (Austin)

-Village Homes (Mustang Ridge)

En colaboración con:

-Clayton Homes (Austin, Cedar Creek)

-Oakwood Homes (Austin)